MUHAMMAD AHMAR JAMSHAID; FAHMEED IDREES; AMAD RASHID. TECHNOLOGY USAGE & FINANCIAL BEHAVIOR IN DIGITAL BANKING: INFLUENCE OF PERCEIVED RISK IN AN EMERGING ECONOMY. JOURNAL OF SOCIAL SCIENCES DEVELOPMENT, [S. l.], v. 4, n. 1, p. 138–149, 2025. DOI: 10.53664/JSSD/04-01-2025-12-138-149. Disponível em: https://www.jssd.org.pk/index.php/jssd/article/view/172. Acesso em: 25 aug. 2025.