Muhammad Ahmar Jamshaid, Fahmeed Idrees, Amad Rashid. TECHNOLOGY USAGE & FINANCIAL BEHAVIOR IN DIGITAL BANKING: INFLUENCE OF PERCEIVED RISK IN AN EMERGING ECONOMY. JSSD [Internet]. 2025 Mar. 20 [cited 2025 Aug. 25];4(1):138-49. Available from: https://www.jssd.org.pk/index.php/jssd/article/view/172